Pay over Time with Affirm
Enjoy flexible payment options with Affirm, one of Canada's leading instalment payment platforms. Checking your eligibility does not impact your credit score.
Enjoy flexible payment options with Affirm, one of Canada's leading instalment payment platforms. Checking your eligibility does not impact your credit score.
Explore payment plans over 6, 12, or 36 months, with APR as low as 0% on 6 and 12-month plans*
1. Begin checkout
Start the checkout process as usual, select Affirm as your payment method, then enter a few pieces of info for a real-time decision.
2. Set-up your plan
You will be redirected to Affirm, where you can choose the payment plan you like best.
3. Place your order
Get excited! You’re about to be Cozey! Wait for your items and make your scheduled payments.
Flexibility and control
Payment plans that work for you. Manage your payments anytime through the Affirm app or at affirm.com.
Full transparency and no hidden fees
No late or hidden fees. Affirm tells you up front the total amount you'll pay.
Get Cozey and split up the cost
Choose a payment option and make flexible payments with Affirm.
*Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be up to 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, and may not be available in all provinces/territories. Payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.
How do I sign up?
If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for a quick decision. If you’re approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.
What is Affirm’s interest rate?
For more information on interest or fees, please read this FAQ article on the Affirm help site.
Are there requirements to use Affirm?
Yes. You’ll need:
What if I can’t make a payment?
Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this contact form.
Can I prepay my outstanding Affirm balance?
Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please login to the Affirm customer portal with the phone number you used to sign up with. If you have any additional questions about your account or payment schedule, send us a message here.
Contact our Customer Happiness Team, and we will gladly help you make the right choice.
Contact Us
Help Center
Book a consultation